News & Articles
Practical guidance on home loans, interest rates and working with a mortgage broker — written for Australian borrowers.

How to Reduce the Amount of Interest You Pay on Your Mortgage — Faster
If you’ve been watching the news, you’ll know the Reserve Bank kept the cash rate on hold at 4.35% at its August

Offset Account Not Working? ASIC’s New Findings Show You’re Not Alone
ASIC’s review of eight major banks found offset accounts have been failing quietly for years. Here’s what they found, and a four-step check to make sure yours is actually working.

ASIC Is Now Checking Whether Your Mortgage Broker Really Acts in Your Best Interest
ASIC has launched its first review of whether mortgage brokers meet their best interests duty. Here’s what it means, and how to check your own broker is doing right by you.

Finance Broker vs Mortgage Broker: What’s the Difference?
If you’ve been searching for a finance broker and keep landing on mortgage broker websites, you’re not going mad — the two

Refinance Home Loan: How It Works, What It Costs, and When It’s Worth It
If you refinance your home loan, you’re swapping your current mortgage for a new one — either with your existing bank or

Is HSBC Leaving Australia? What It Means for Your Home Loan
Yes — HSBC is leaving Australia’s retail banking market. The bank has agreed to sell its roughly $36 billion home and personal

What Does a Mortgage Broker Do?
If you’re about to borrow for a home, you’ll come across the question fast: go straight to a bank, or use a

Why Use a Mortgage Broker Instead of Going Directly to a Bank?
Wondering whether to go straight to your bank for a home loan? Here’s a friendly look at what a mortgage broker actually does and how it can work in your favour.

Fixed vs Variable Home Loans: Which Is Right for You?
Fixed or variable? A friendly, plain-English guide to how each home loan rate type works, the trade-offs involved, and why a split loan might suit you.
















