News & Articles
Practical guidance on home loans, interest rates and working with a mortgage broker — written for Australian borrowers.
Got a rate-rise letter? What it means and what to check
Checked 5 October 2026. General information only. No interest rate for any loan product is quoted in this article. The only rate
First Home Guarantee 2026: How the 5% Deposit Scheme Works, Who’s Eligible and the Price Caps
How the First Home Guarantee (now the 5% Deposit Scheme) works in 2026: who’s eligible, NSW price caps, what it doesn’t cover, and the trade-offs to weigh.
What Does It Cost to Refinance a Home Loan? Every Fee to Check Before You Switch
Refinancing costs explained: discharge, application and government fees, break costs, LMI and the loan-term trap, plus how to check if switching is worth it.
RBA Raises the Cash Rate to 4.60%: What It Means for Your Home Loan
The RBA lifted the cash rate to 4.60% on 29 September 2026. What it could add to repayments, when lenders pass it on, and what to check on your loan.
What the RBA’s 29 September Decision Means for Bankstown Homeowners
Lenders repriced fixed rates before the RBA’s 29 September decision. What a rise could add to your repayments, and what Bankstown homeowners can check now.
What Disqualifies You From a Refinance Home Loan
Knocked back refinancing? What Australian lenders actually decline on — serviceability, equity, credit conduct, valuation and income type.
How to Reduce the Amount of Interest You Pay on Your Mortgage — Faster
If you’ve been watching the news, you’ll know the Reserve Bank kept the cash rate on hold at 4.35% at its August
Offset Account Not Working? ASIC’s New Findings Show You’re Not Alone
ASIC’s review of eight major banks found offset accounts have been failing quietly for years. Here’s what they found, and a four-step check to make sure yours is actually working.
ASIC Is Now Checking Whether Your Mortgage Broker Really Acts in Your Best Interest
ASIC has launched its first review of whether mortgage brokers meet their best interests duty. Here’s what it means, and how to check your own broker is doing right by you.
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