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HomeTerms of Use

Terms of Use

Last updated: 16 September 2026

This website is operated by A & M Group Pty Ltd (ABN 90 138 457 520) trading as Click Financial Services, Australian Credit Licence 390820. By using this website you agree to these terms.

General information only

Everything on this website — including our articles, guides, calculators and product descriptions — is general information only. It does not take into account your objectives, financial situation or needs.

Nothing on this website is an offer of credit, an approval, or a recommendation that a particular product is suitable for you. Whether credit is available to you, and on what terms, is a decision for the lender, based on its own credit assessment.

Before acting on anything you read here, consider whether it is appropriate for your circumstances and seek advice from a qualified professional. We are credit representatives, not financial advisers, accountants or lawyers.

Calculators

Our calculators are illustrative tools. They produce estimates based only on the figures you enter and on assumptions about interest rates, fees and lender policy that may not match your situation.

Results are not a quote, an offer, or a loan approval, and should not be relied on as a prediction of what any lender will offer you. Actual repayments, borrowing capacity and costs depend on the lender’s own assessment and can differ materially from the figures shown.

Accuracy

We take reasonable care to keep this website accurate and current, but interest rates, lender policies, government schemes and legislation change frequently. We do not warrant that the content is accurate, complete or up to date at the time you read it, and we may change it without notice.

Third-party links

This website links to other websites, including Moneysmart, the Reserve Bank of Australia and the Australian Financial Complaints Authority. We provide those links for convenience. We do not control those sites, we are not responsible for their content, and a link does not imply endorsement.

Reviews

Customer reviews shown on this website are collected and published through an independent third-party review platform. They reflect the experiences of the individual reviewers and are not a guarantee of the outcome you will receive.

Liability

To the maximum extent permitted by law, we are not liable for any loss or damage arising from your use of, or reliance on, this website or its content.

Nothing in these terms excludes, restricts or modifies any guarantee, right or remedy you have under the Australian Consumer Law that cannot lawfully be excluded.

Intellectual property

Unless stated otherwise, the content, design, graphics and layout of this website are owned by or licensed to Click Financial Services and are protected by copyright and trade mark law.

You may view, print and download content for your own personal, non-commercial use. You may not reproduce, republish, adapt or distribute it commercially without our written permission. Lender and partner logos remain the property of their respective owners.

Acceptable use

You agree not to use this website to break the law, to submit false or misleading information, to interfere with its operation or security, to harvest data by automated means, or to transmit malicious code.

Privacy

Our Privacy Policy explains how we handle your personal information and forms part of these terms.

Governing law

These terms are governed by the laws of New South Wales, Australia, and you submit to the non-exclusive jurisdiction of its courts.

Contact

Click Financial Services
Suite 9, 39 Stanley Street, Bankstown NSW 2200
PO Box 200, Bankstown NSW 1855
Email: info@clickfinancial.com.au
Phone: 02 8708 7240

A & M Group Pty Ltd trading as Click Financial Services · ABN 90 138 457 520 · Australian Credit Licence 390820