Mortgage Broker Bankstown

Click Financial is a mortgage broker in Bankstown, working with buyers and homeowners across the area and right across Australia. We compare options across a panel of more than 30 Australian lenders, handle the application end to end, and we’re paid by the lender rather than by you. New to brokers? Here’s what a mortgage broker does and how we’re paid.

Ask four questions: whether they’re licensed, how many lenders they compare, how they’re paid, and who owns them. Canstar’s guide to choosing a mortgage broker lists exactly those checks.

Most broker pages don’t answer them. Here are ours.

Our office is at Suite 9, 39 Stanley Street, Bankstown. Appointments there are by booking, and most people also deal with us by phone, email and online, so you don’t need to come in unless you’d like to. Here’s how the area around us is grouped, and what’s worth knowing if you’re borrowing from any of these suburbs.

Bankstown and the suburbs right around it

Bankstown, Yagoona, Birrong, Potts Hill, Greenacre and Punchbowl. If you’d like to meet in person, these are the closest suburbs to our Stanley Street office.

South and south-west: Condell Park, Bankstown Aerodrome, Milperra, Panania, Padstow and Revesby

A mix of established family homes, newer townhouses and local businesses, including around the Bankstown Aerodrome and Milperra business areas. If you run a business or trade from here, lenders will usually want to see how your income is documented (tax returns, BAS or accountant’s letters) before they assess you. We can tell you early what a lender is likely to ask for, so there are fewer surprises later.

North and west: Chester Hill, Villawood and Georges Hall

Many borrowers here are buying a first home, upgrading, or reviewing a loan they’ve had for years. If your loan hasn’t been reviewed in a while, a Home Loan Health Check compares what you have now against options across our panel of 30+ lenders, including the costs of switching (discharge, government and possibly break fees, and lenders mortgage insurance if your equity is under 20%). Sometimes the honest answer is to stay where you are. Read what it costs to refinance.

What borrowers around Bankstown often ask us about

• Buying a first home in NSW. The First Home Guarantee (now promoted as the 5% Deposit Scheme) is an Australian Government scheme administered by Housing Australia, available only through its participating lenders, with eligibility rules and property price caps. NSW also has its own first home buyer duty concessions through Revenue NSW. A smaller deposit means less equity if prices fall, so it’s worth weighing that too. How the First Home Guarantee works.
• Self-employed and trade income, including borrowers with an ATO payment plan. Lenders treat these differently, and a lender will always make its own assessment.
• Sharia-compliant home finance from specialist providers. We explain how the structures work; we don’t give religious rulings. Islamic home finance explained.
• Car and equipment finance for work.

What to bring if you’re coming in

Recent payslips or your latest tax return and notice of assessment (self-employed: two years’ returns and recent BAS), your most recent home loan statement if you’re refinancing, statements for any credit cards or personal loans, and photo ID. If you don’t have everything, come anyway: we’ll tell you what’s missing.

Further afield

We also help borrowers across Sydney and Australia by phone and online. See all areas we serve.

Most of our home loan clients pay us nothing. We’re usually paid a commission by the lender. If a fee applies, we’ll tell you in writing before we start. See our Credit Guide.

Book a no-obligation Home Loan Health Check or call 02 8708 7240.

General information only. It doesn’t consider your objectives, financial situation or needs. Lending criteria, fees and charges apply. Click Financial Services (A & M Group Pty Ltd), Australian Credit Licence 390820.

Yes. Click Financial is at Suite 9, 39 Stanley Street, Bankstown NSW 2200, and you can reach us on 02 8708 7240. Most of the work happens online and by phone because that suits people, but the office is real and so is the person handling your file.

We work across a panel of more than 30 Australian lenders, so you’re not limited to one bank’s products. That matters more than it sounds, because lenders differ less on headline rate than on policy.

Yes. Click Financial operates under Australian Credit Licence 390820 and is a member of both the MFAA and AFCA. Since 1 January 2021, mortgage brokers have been required to act in the best interests of consumers, in ASIC’s words, when providing credit assistance. That duty applies to brokers and not to bank staff.

By volume, most Australians now think so. Mortgage brokers settled a record 81.0% share of Australia’s residential home lending market in the March 2026 quarter, according to the MFAA. That’s a reason to look at brokers, not a reason to pick this one — the checks above are how you separate them.

Outside the Bankstown area? See all areas we serve.

Also serving nearby Hurstville & the St George area.

Prefer to talk now? Call 02 8708 7240.